FIN-99-068


Organizational Form and Expense Preference: Spanish Experience

November 1999

Iftekhar Hasan and Ana Lozano

ABSTRACT

This article investigates the effect of alternative ownership structures, stock versus mutual, on the cost of production of Spanish depository institutions. The empirical approach adjusts for the possibility that the two sectors of the banking industry employ different production technologies and find evidence that is consistent with the expense preference behavior by the mutual savings banks.

Hasan: (212) 998-0329 ihasan@stern.nyu.edu

Lozano: 34 952131256 (O); 34 952 131299 (F) lozano@correo.vnet.es

To download a copy of this paper click here

To request a copy of this paper click here

The Finance Department Working Paper Series has been generously sponsored by
CDC Asset Management - Americas