## Working Papers 2010 **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Altman_GlobalPublicGoods.pdf) Welfare Effects of Mechanisms for Procuring Global Public Goods,** by Daniel Altman, Working Paper EC-10-01, Stern School of Business, N.Y.U. --- [**![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")**](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Katz_ExplorPolUImpact.pdf) **Exploring Political Uncertainty's Impact on Crime in Transition,** Barbara G. Katz and Joel Owen, Working Paper EC-10-02, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/White_Credit%20Rating%20Agencies%20for%20JIBLR.pdf) Credit Rating Agencies and the Financial Crisis: Less Regulation of CRAs Is a Better Response,** Lawrence J. White, Working Paper EC-10-03, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Greene_Comment-FixedEffects.pdf) Fixed Effects Vector Decomposition: A Magical Solution to theProblem of Time Invariant Variables in Fixed Effects Models?,** William Greene, Working Paper EC-10-04, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Greene_Promotion_GGP_Jan_2010.pdf) U.S. Navy Promotion and Retention by Race and Sex,** Amos Golan, William Greene, and Jeffrey M. Perloff, Working Paper EC-10-05, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Altman_Innovative%20financing%20for%20education.pdf) Innovative Financing Mechanisms for Education,** by Daniel Altman, Working Paper EC-10-06, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Deb_1_Community%20Enforcement%20beyond%20PD.pdf) Community Enforcement beyond the Prisoner’s Dilemma,** Joyee Deb and Julio Gonzalez-Diaz, Working Paper EC-10-07, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Lenard,%20White,%20Riso_Increasing%20Spectrum%20for%20Broadband.pdf) Increasing Spectrum for Broadband: What Are The Options?,** Thomas M. Lenard, Lawrence J. White, and James L. Riso, Working Paper EC-10-08, Stern School of Business, N.Y.U. --- [**![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")**](http://www.stern.nyu.edu/networks/Economides_Lianos_Critical_Appraisal_Microsoft_Remedies.pdf) **A Critical Appraisal of Remedies in the EU Microsoft Cases,** Nicholas Economides and Ioannis Lianos, Working Paper EC-10-09, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Mei,%20Moses,%20Shapira,%20White_Loss%20Aversion.pdf) Loss Aversion? What Loss Aversion? Some Surprising Evidence from the Art Market,** Jianping Mei, Michael A. Moses, Zur B. Shapira, and Lawrence J. White, Working Paper EC-10-10, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Frame,%20White_The%20Industrial%20Organization%20of%20the%20U.S.%20Single-Family%20Residential%20Mortgage%20Industry.pdf) The Industrial Organization of the U.S. Single-Family Residential Mortgage Industry,** W. Scott Frame and Lawrence J. White, Working Paper EC-10-11, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/White_The%20Gramm-Leach-Bliley%20Act%20of%201999.pdf) The Gramm-Leach-Bliley Act of 1999: A Bridge Too Far? Or Not Far Enough?,** Lawrence J. White, Working Paper EC-10-12, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Radner_dpngbrc052310.pdf) Dynamic Pricing of Network Goods with Boundedly Rational Consumers,** Roy Radner, Ami Radunskaya, and Arun Sundararajan, Working Paper EC-10-13, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Deb_3_Conflict%20and%20Mobility.pdf) Conflict and Mobility: Resource Sharing Among Groups,** Sourav Bhattacharya, Joyee Deb and Tapas Kundu, Working Paper EC-10-14, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Cole_White_2010-07-29.pdf) Déjà Vu All Over Again: The Causes of U.S. Commercial Bank Failures *This* Time Around,** Rebel A. Cole and Lawrence J. White, Working Paper EC-10-15, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://pages.stern.nyu.edu/~gclement/Papers/Entry_exit.pdf) Entry, Exit, Firm Dynamics, and Aggregate Fluctuations,** Gian Luca Clementi and Dino Palazzo, Working Paper EC-10-16, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://web-docs.stern.nyu.edu/old_web/economics/docs/workingpapers/2010/Greene_RP_LCM_paper.pdf) Revealing Additional Dimensions of Preference Heterogeneity in a Latent Class Mixed Multinomial Logit Model,** William Greene and David Hensher, Working Paper EC-10-17, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://pages.stern.nyu.edu/~gclement/Papers/Volatility.pdf) Cross–Sectoral Variation in Firm–Level Idiosyncratic Risk,** Rui Castro, Gian Luca Clementi, and Yoonsoo Lee, Working Paper EC-10-18, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://www.stern.nyu.edu/networks/The_Effect_of_Content_on_Global_Internet_Adoption.pdf) The Effect of Content on Global Internet Adoption,** Nicholas Economides, V. Brian Viard, Working Paper EC-10-19, Stern School of Business, N.Y.U. --- **[![http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif](http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif "http://web-images.stern.nyu.edu/old_web/emplibrary/ED_pdficon.gif")](http://www.stern.nyu.edu/networks/Economides-Hermalin_Economics_of_Network_Neutrality.pdf) The Economics of Network Neutrality,** Nicholas Economides, Benjamin Hermalin, Working Paper EC-10-20, Stern School of Business, N.Y.U. ---