# 2017 Conference Details **Conference on Household Finance** February 24, 2017 NYU Stern School of Business 44 W 4th Street New York, New York Organizer: Johannes Stroebel 8:00 Registration and Continental Breakfast 9:00 Presentation 1 "The Marginal Propensity to Consume Out of Credit: Evidence from Random Assignment of 54,522 Credit Lines" Presenter: Deniz Aydin (Washington University Olin) Discussant: Jialan Wang (UIUC) 9:45 Presentation 2 "Loan Contracting in the Presence of Usury Limits: Evidence from Automobile Lending" Presenter: Brian Melzer (Northwestern Kellogg) Discussant: Andres Liberman (NYU Stern) 10:30 Refreshment Break 11:00 Presentation 3 "Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports" Presenter: Will Dobbie (Princeton University) Discussant: Kyle Herkenhoff (University of Minnesota) 11:45 Presentation 4 "Credit Constraints and Search Frictions in Consumer Credit Markets" Presenter: Chris Palmer (Berkeley Haas) Discussant: Neale Mahoney (Chicago Booth) 12:30 Lunch 1:50 Job Market Session - Presentations by current job market candidates (Talks 20 mins, 5 min Q&A) "The Effect of Debt on Default and Consumption: Evidence from Housing Policy in the Great Recession" Presenter: Pascal Noel (Harvard University) "Selective Attention in Consumer Finance: Evidence from a Randomized Intervention in the Credit Card Market" Presenter: Paolina Medina (Northwestern Kellogg) "Idiosyncratic Risk in Housing Markets" Presenter: Marco Giacoletti (Stanford University) "Why Do Federal Loans Crowd Out the Private Market? Evidence from Graduate PLUS Loans" Presenter: Monica Bhole (Stanford University) 3:30 Refreshment Break 4:00 Presentation 5 "Minimum Payments and Debt Paydown in Consumer Credit Cards" Presenter: Benjamin Keys (Wharton) Discussant: Sumit Agarwal (Georgetown University) 4:45 Presentation 6 "Stock Market Returns and Consumption" Presenters: Amir Kermani and Marco DiMaggio (Berkeley Haas and Harvard Business School) Discussant: Michaela Pagel (Columbia Business School)