# Prof. Anindya Ghose discusses peer-to-peer lending

1 Faculty News September 25, 2014 ![NHK logo](/sites/default/files/styles/246w/public/assets/images/nhk192x144.jpg?itok=WENdAdlk)>

Excerpt from [NHK](http://www.stern.nyu.edu/media/video/23686) -- "It is possible that only those people that have bad credit who cannot get loans from banks are the ones who borrow from these platforms. And so, if I'm the lender, my risk is a high default rate."

[Watch the video](http://www.stern.nyu.edu/media/video/23686)