# Professor Andres Liberman's joint research on the impact of information deletion in credit markets is featured

1 Faculty News January 18, 2019 ![Chicago Booth Review logo 192 x 144](/sites/default/files/styles/246w/public/assets/images/chicagoboothreview192x144.jpg?itok=hi9BknIo)>

Excerpt from [Chicago Booth Review](http://review.chicagobooth.edu/economics/2019/article/why-wiping-people-s-credit-history-hurts-most-vulnerable) -- "Giving some consumers a clean credit slate doesn’t necessarily lead to more loans overall, research suggests. And wiping the slates for some consumers can hurt others, find New York University’s [Andres Liberman](http://www.stern.nyu.edu/faculty/bio/andres-liberman), Princeton’s Christopher Neilson, the Chilean Banking Association’s Luis Opazo, and Chicago Booth’s Seth Zimmerman."

[Read more](http://review.chicagobooth.edu/economics/2019/article/why-wiping-people-s-credit-history-hurts-most-vulnerable)