# Professor Andres Liberman shares advice for choosing a credit card

1 Faculty News January 5, 2018 ![WalletHub logo](/sites/default/files/styles/246w/public/assets/images/con_046689.jpg?itok=64YeKxvQ)>

Excerpt from [WalletHub](https://wallethub.com/credit-cards/good-credit/?v=20#q-0) -- "One approach is to contact your preferred bank/card company or visit their website and ask for a new card or a limit increase. However, companies typically send new credit card offers to individuals with good credit scores. This means that a card company may be unwilling to extend credit, or may end up offering worse terms to individuals who actively ask for it, precisely because they were not sent an offer -- they are perceived as worse credit risks."

[Read more](https://wallethub.com/credit-cards/good-credit/?v=20#q-0)