# Professor Theresa Kuchler's joint research on debt repayment is featured

1 Faculty News August 22, 2018 ![MarketWatch logo](/sites/default/files/styles/246w/public/assets/images/marketwatch%20logo.jpg?itok=pHUVfozf)>

Excerpt from [MarketWatch](https://www.marketwatch.com/story/this-is-the-best-predictor-of-how-fast-youll-pay-off-credit-card-debt-2018-08-06) -- "As for the analysis of ReadyForZero users, [Kuchler](http://www.stern.nyu.edu/faculty/bio/theresa-kuchler) and Pagel advised removing one variable from the equation: temptation. 'Allow consumers to select a certain amount to be deducted from their regular paycheck to be put towards debt repayment, and to make it costly or complicated to change this selection,' they wrote."

[Read more](https://www.marketwatch.com/story/this-is-the-best-predictor-of-how-fast-youll-pay-off-credit-card-debt-2018-08-06)