# Prof. Stijn Van Nieuwerburgh on home loans with wealth as collateral

1 Faculty News March 25, 2013 ![Marketplace Logo](/sites/default/files/styles/246w/public/assets/images/marketplace_logo.jpg?itok=IIav3Udj)>

Excerpt from [Marketplace](http://www.marketplace.org/topics/economy/no-money-down-home-loans-return-twist) -- "The risks are real. If the economy falters, rich borrowers could see their home and investment values drop. Or, adjustable mortgage rates could rise, eating up their profit. As for the banks, they’re enjoying this new demand from the wealthy. 'The banks are now trying to find new borrowers to lend to,' NYU's [Van Nieuwerburgh](http://w4.stern.nyu.edu/faculty/bio/stijn-van-nieuwerburgh) says, 'and this is some loan business that, in their view, is pretty safe and they’re happy to do.'”

[Read more](http://www.marketplace.org/topics/economy/no-money-down-home-loans-return-twist)