# Prof. Hal Hershfield's research on retirement savings is featured

1 January 30, 2012 The Wall Street Journal ![Wall Street Journal logo](/sites/default/files/styles/246w/public/assets/images/wsjlogo.jpg?itok=5Qt0z3WX)>

Excerpt from a [Wall Street Journal blog](http://blogs.wsj.com/ideas-market/2012/01/30/be-charitable-toward-your-future-self/?mod=google_news_blog) -- "One reason we don’t save enough for retirement, \[[Hersfield](http://www.stern.nyu.edu/faculty/bio/hal-hershfield) and co-authors\] suggest, is that we think of the person who will be withdrawing from our IRA not as ourselves, just at a different spot on the timeline, but as separate people entirely."

[Read more](http://blogs.wsj.com/ideas-market/2012/01/30/be-charitable-toward-your-future-self/?mod=google_news_blog)