# Prof. Claudine Gartenberg's research on credit cards is featured

1 February 22, 2012 ![The New York Times Logo](/sites/default/files/styles/246w/public/assets/images/uat_027320.jpg?itok=W8xBr66g)>

Excerpt from [The New York Times](http://bucks.blogs.nytimes.com/2012/02/22/disclosures-are-found-to-change-financial-behavior/) -- "So making the recommended 36-month \[credit card\] payment wouldn’t get the customer out of debt in three years, even if the customer makes no new purchases, \[[Gartenberg](http://www.stern.nyu.edu/faculty/bio/claudine-gartenberg)\] said. In fact, it’s likely to take much longer."

[Read more](http://bucks.blogs.nytimes.com/2012/02/22/disclosures-are-found-to-change-financial-behavior/)