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In an op-ed, Professor Robert Gordon shares tax tips for 2016

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Excerpt from On Wall Street -- "Clients can significantly improve their after-tax returns by being more diligent when putting money away for retirement. Vanguard modeled the 'procrastination penalty' to be over 10% of the ending value of the investment when comparing one who funds on Jan. 1 to one who waits until the last moment to make a contribution for the previous calendar year."

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