Conference on Household Finance

February 24, 2017
NYU Stern School of Business
44 W 4th Street
New York, New York

Organizer:  Johannes Stroebel
 
8:00   Registration and Continental Breakfast
8:50   Welcome Remarks
9:00 Presentation 1 The Marginal Propensity to Consume Out of Credit: Evidence from Random Assignment of 54,522 Credit Lines
Presenter: Deniz Aydin (Washington University Olin)
Discussant: Jialan Wang (UIUC)
9:45 Presentation 2 Loan Contracting in the Presence of Usury Limits: Evidence from Automobile Lending
Presenter: Brian Melzer (Northwestern Kellogg)
Discussant: Andres Liberman (NYU Stern)
10:30   Refreshment Break
11:00 Presentation 3 Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports
Presenter: Will Dobbie (Princeton University)
Discussant: Kyle Herkenhoff (University of Minnesota)
11:45 Presentation 4 Credit Constraints and Search Frictions in Consumer Credit Markets
Presenter: Christopher Palmer (Berkeley Haas)
Discussant: Neale Mahoney (Chicago Booth)
12:30   Lunch
1:50 Job Market Session Presentations by current job market candidates (Talks 20mins, 5 min Q&A)
           
The Effect of Debt on Default and Consumption: Evidence from Housing Policy in the Great Recession
Presenter: Pascal Noel (Harvard University)
            
Selective Attention in Consumer Finance: Evidence from a Randomized Intervention in the Credit Card Market
Presenter: Paolina Medina (Northwestern Kellogg)
           
Idiosyncratic Risk in Housing Markets
Presenter: Marco Giacoletti (Stanford University)
           
Why Do Federal Loans Crowd Out the Private Market? Evidence from Graduate PLUS Loans
Presenter: Monica Bhole (Stanford University)
3:30   Refreshment Break
4:00 Presentation 5 Minimum Payments and Debt Paydown in Consumer Credit Cards
Presenter: Benjamin Keys (Wharton)
Discussant: Sumit Agarwal (Georgetown University)
4:45 Presentation 6 Stock Market Returns and Consumption
Presenters: Amir Kermani and Marco DiMaggio (Berkeley Haas and Harvard Business School)
Discussant: Michaela Pagel (Columbia Business School)
   
REGISTRATION DETAILS
Attendance is free of charge but places are strictly limited and so registration is required.
To register, please send an email to salomon@stern.nyu.edu before February 16, 2017