Professor Andres Liberman shares advice for choosing a credit card
— January 5, 2018
Excerpt from WalletHub -- "One approach is to contact your preferred bank/card company or visit their website and ask for a new card or a limit increase. However, companies typically send new credit card offers to individuals with good credit scores. This means that a card company may be unwilling to extend credit, or may end up offering worse terms to individuals who actively ask for it, precisely because they were not sent an offer -- they are perceived as worse credit risks."