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Prof. Johannes Stroebel's research on the 2009 Credit CARD Act is cited

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Excerpt from Slate -- "Curbing interest rates for certain classes of popular credit products could save consumers money (cheap credit) or it could merely lead people to be unable to access credit (like when price controls create supply shortages). Sumit Agarwal, Souphala Chomsisengphet, Neale Mahoney, and Johannes Stroebel look at one such regulation—the 2009 Credit Card Accountability Responsibility and Disclosure (CARD) Act—and find that it's saved people lots of money..."

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