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Theresa Kuchler

Theresa Kuchler

Joined Stern 2013

Leonard N. Stern School of Business
Kaufman Management Center
44 West Fourth Street, TBA
New York, NY 10012

Personal website


Theresa Kuchler is an Associate Professor of Finance at New York University's Stern School of Business.

She earned a Ph.D. in Economics at Stanford University. Prior to attending Stanford, she received a diploma in Business Economics from the University of Mannheim and spent a year as a Fulbright visiting student in the Economics department at UC Berkeley.

Theresa Kuchler's research interests lie in how consumers and firms make decisions in financial and related matters, incorporating insights from behavioral economics. Her recent research leverages online data to empirically analyze why consumers hold expensive credit card balances, often over substantial time horizons, specifically testing for the influence of hyperbolic discounting. She has also evaluated how seller experiments common in online markets can be used to learn about consumer behavior and market outcomes and analyzed the implications for corporate acquisitions when deviations of beliefs from fundamental value by several market participants interact.

Research Interests

  • Household Finance
  • Behavioral Economics
  • Corporate Finance •
  • Economics of Online Markets

Courses Taught

  • Foundations of Finance

Academic Background

Diploma, Business Economics
University of Mannheim

Ph.D., Economics
Stanford University

Areas of Expertise


  • Industrial Organization
  • Internet Economics


  • Corporate Finance
  • Mergers & Acquisitions
  • Personal Finance
  • Subprime Lending