Professor Andres Liberman discusses how balance transfers and personal loans can help borrowers save on interest when consolidating debt
— September 27, 2019
Excerpt from WalletHub -- "Some people do not correctly anticipate how much more interest they will pay, and as a result end up paying too much. A personal loan typically has a defined schedule of payments. This may be helpful for people who have trouble estimating how much interest they will pay and as a way to organize their repayment."