NYU Stern
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What is Cost of Attendance?

The cost of attendance (COA), also known as the "budget," represents the student's maximum financial aid eligibility. The budget is determined by the university and consists of tuition and fees plus living expenses. If you are a U.S. citizen or a U.S. permanent resident (with a green card), you may submit a Free Application for Federal Student Aid (FAFSA). Once a FAFSA is on file, full-time students are packaged up to the Cost of Attendance using a combination of Stafford and Graduate Plus loans. Please note though that the Graduate Plus loan (should you decide to accept) is contingent upon a credit check.