NYU Stern Graduate Financial Aid | Domestic Students

U.S. citizens and legal permanent residents may qualify for federal student loans and the terms and conditions of these federal loans may be more favorable than the terms and conditions of private student loans. We recommend you first complete the FAFSA and review all federal loan options before considering private loans.

Private education loans are non-federal loans offered by private lenders such as banks, credit unions, and state agencies. State agencies sometimes provide alternative financing solutions to residents. Students are free to select any lender of their choice and are not restricted to any specific lending institution. 

Explore private loan options, including lender choices, eligibility, and application details. Terms, conditions, and eligibility requirements vary, and the borrower (and co-signer, if applicable) should first compare information among these and other available student loan providers and apply for the one that best suits their needs. 

Below is an alphabetical historical list of the lenders that have provided private education loans to graduate Stern students during the past three years. You may also utilize the University's Preferred Lender List as a resource. We encourage you to compare information among these and other available student loan providers. Individual lenders will, at their discretion, evaluate credit history and additional lender-specific program information. 

You are not required to borrow from any of the lenders listed, and there is no penalty for selecting a different lender if you prefer. Such loans are for education purposes, which means you must be a registered student, and the amount you can borrow cannot exceed your cost of attendance. For application information and details about terms and conditions, please visit the lender's website or contact their customer service number. Typical processing time is 3-4 weeks. Please plan accordingly. 

PLEASE NOTE: The University cannot act as a co-signer or sponsor for domestic or international students. NYU does not prefer, recommend, promote, endorse, or suggest any of these lenders on the list. Given the current student loan industry climate, please be aware that loan programs are subject to change at any time.

When applying, be sure to select the correct loan, specifying your status as a Stern graduate student (where applicable).