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Loan Programs


Domestic Students – Federal and Private Loans

U.S. citizens and U.S. permanent residents are eligible for federal loans. They also have the option to apply for Private loans.
 

Federal Loans

The Department of Education offers both unsubsidized Stafford and Graduate PLUS loans.

Students must submit the Free Application for Federal Student Aid (FAFSA) to be reviewed for federal aid. Applicants are encouraged to submit their FAFSA no later than May of the calendar year they intend to start school. The FAFSA data determine eligibility for the following:

Unsubsidized Stafford Loan
Students are eligible for $10,250 per semester in the federal unsubsidized Stafford loan. The interest rate for the loan is currently fixed at 6.21%. A fee of 1.072% is applied at disbursement.

Graduate PLUS Loan
In order to supplement the federal unsubsidized Stafford loan, domestic students are also eligible for the Graduate PLUS loan to help cover the full cost of attendance. The interest rate for the loan is currently fixed at 7.21%. A fee of 4.288% is applied at disbursement.

More information on the federal loan programs can be found on the Stern Graduate Financial Aid site.
 

Private Loans

U.S. citizens and U.S. permanent residents may also be eligible to borrow private student loans. A comprehensive list of lenders typically used by Stern students can be found on the Stern Graduate Financial Aid site.
 

International Students – Private Loans

International studentsmay be eligible to receive private student loans with and/or without a U.S. co-signer. For information on potential student loan opportunities, please visit the Stern Graduate Financial Aid site.